:root{
  --blue:#0b3a6d;
  --blue2:#0a2f58;
  --text:#0b1320;
  --muted:#5b6777;
  --bg:#ffffff;
  --soft:#f3f6fb;
  --card:#ffffff;
  --line:#e6edf6;
  --shadow: 0 14px 30px rgba(9,30,66,.12);

  --orange:#f57c00;
  --orange2:#ff9b3d;
  --green:#2e7d32;

  --radius:16px;
  --container:1120px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }

body{
  margin:0;
  font-family: "Inter", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
}

a{ color:inherit; text-decoration:none; }

.container{
  width:min(var(--container), calc(100% - 40px));
  margin-inline:auto;
}

/* ================= TOPBAR ================= */

.topbar{
  position: sticky;
  top:0;
  z-index: 50;
  background: rgba(255,255,255,.85);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.topbar__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding: 12px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
}

.brand__logo{
  width:42px;
  height:42px;
  border-radius: 14px;
  display:grid;
  place-items:center;
  font-weight:900;
  color:#fff;
  background: linear-gradient(135deg, var(--blue), var(--blue2));
}

.brand__text strong{
  display:block;
  font-weight:800;
  line-height:1.1;
}

.brand__text span{
  display:block;
  font-size:12px;
  color: var(--muted);
}

.nav{
  display:flex;
  align-items:center;
  gap: 14px;
  font-weight:700;
  color:#203044;
}

.nav a{
  padding: 10px 10px;
  border-radius: 12px;
}

.nav a:hover{
  background: #f1f5fb;
}

.nav__btn{
  border: 1px solid var(--line);
}

.nav__whats{
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(46,125,50,.10);
  border: 1px solid rgba(46,125,50,.25);
  color: var(--green);
}

.navToggle{
  display:none;
  width:44px;
  height:44px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: #fff;
}

.navToggle span{
  display:block;
  width:18px;
  height:2px;
  background:#1f2e40;
  margin:4px auto;
  border-radius:99px;
}

/* ================= HERO ================= */

.hero{
  position:relative;
  min-height: 520px;
}

.hero__bg{
  position:absolute;
  inset:0;
  background:
    linear-gradient(90deg, rgba(11,58,109,.65) 0%, rgba(11,58,109,.35) 50%, rgba(11,58,109,.08) 100%),
    url("assets/hero.jpg") center/cover no-repeat;
}

/* ===== OPÇÃO B (alinhado à esquerda + centralizado vertical) ===== */

.hero__inner{
  position:relative;
  min-height: 520px;
  display:flex;
  align-items:center;
  padding: 0;
}

.hero__content{
  max-width: 640px;
  padding-left: 24px;
  color:#fff;
  text-align:left;
}

.hero h1{
  margin:0;
  font-size: clamp(34px, 4vw, 46px);
  line-height: 1.05;
  letter-spacing: -0.02em;
}

.hero__sub{
  margin: 18px 0 0;
  font-size: 22px;
  opacity:.95;
  max-width: 52ch;
}

/* ================= Buttons ================= */

.hero__actions{
  display:flex;
  gap:12px;
  margin-top: 24px;
  flex-wrap: wrap;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 12px 20px;
  border-radius: 12px;
  font-weight:800;
  border: 1px solid transparent;
  cursor:pointer;
}

.btn--primary{
  background: linear-gradient(135deg, var(--orange), var(--orange2));
  color:#1a0b00;
}

.btn--outline{
  background: rgba(255,255,255,.10);
  border-color: rgba(255,255,255,.40);
  color:#fff;
}

.btn--whats{
  background: rgba(46,125,50,.12);
  border-color: rgba(46,125,50,.25);
  color: var(--green);
}

.btn--block{
  width:100%;
}

/* ================= SECTIONS ================= */

.section{ padding: 64px 0; }

.section--soft{
  background: var(--soft);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.sectionTitle{
  text-align:center;
  margin:0 0 22px;
  font-size: clamp(24px, 2.4vw, 34px);
  color: var(--blue);
}

/* opcional (se quiser usar nos parágrafos após o título) */
.sectionLead{
  margin: -10px auto 22px;
  max-width: 78ch;
  color: var(--muted);
  line-height: 1.7;
  text-align:center;
}

/* ================= STEPS ================= */

.steps{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  text-align:center;
}

.step{
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px 18px;
  box-shadow: 0 10px 22px rgba(9,30,66,.08);
}

.step__icon{
  width:64px;
  height:64px;
  border-radius: 999px;
  display:grid;
  place-items:center;
  margin: 0 auto 12px;
  background: #eaf2ff;
  color: var(--blue);
  font-size: 26px;
}

.step h3{ margin: 0 0 8px; }
.step p{ margin:0; color: var(--muted); line-height:1.6; }

/* ================= TESTIMONIALS ================= */

.testimonials{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.tCard{
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: 0 10px 22px rgba(9,30,66,.08);
}

.tHead{
  display:flex;
  gap:12px;
  align-items:center;
  margin-bottom: 10px;
}

.avatar{
  width:52px;
  height:52px;
  border-radius: 999px;
  display:grid;
  place-items:center;
  background: #edf2ff;
  color: var(--blue);
  font-weight: 900;
}

.stars{
  color:#ffb300;
  letter-spacing:2px;
  font-size: 14px;
}

.tCard p{
  margin:0;
  color: #2b3b4f;
  line-height:1.6;
}

/* ================= BLOG ================= */

.blog{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.bCard{
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow:hidden;
  background: var(--card);
  box-shadow: 0 10px 22px rgba(9,30,66,.08);
}

.bThumb{ height: 180px; background: #dfe8f6; }
.bThumb--1{ background: linear-gradient(135deg, #d9e7ff, #cfe0ff); }
.bThumb--2{ background: linear-gradient(135deg, #dff7f2, #cfeee7); }
.bThumb--3{ background: linear-gradient(135deg, #ffe8d2, #ffd5a9); }

.bBody{ padding: 16px; }
.bBody h3{ margin:0 0 8px; }
.bBody p{ margin:0 0 14px; color: var(--muted); line-height:1.6; }

.bBtn{
  display:inline-flex;
  padding: 10px 14px;
  border-radius: 12px;
  background: var(--orange);
  color:#fff;
  font-weight: 800;
}

/* ================= CTA ================= */

.cta{ text-align:center; }

.cta__sub{
  margin: -6px auto 18px;
  max-width: 62ch;
  color: var(--muted);
}

.cta__buttons{
  display:flex;
  gap: 12px;
  justify-content:center;
  flex-wrap: wrap;
  margin-bottom: 18px;
}

.form{
  max-width: 720px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
  text-align:left;
}

.form__grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

label{
  display:block;
  font-weight:800;
  color:#1f2e40;
  margin-bottom: 10px;
}

input, textarea{
  width:100%;
  margin-top: 6px;
  padding: 12px 12px;
  border-radius: 12px;
  border: 1px solid var(--line);
  outline: none;
  font: inherit;
}

input:focus, textarea:focus{
  border-color: rgba(11,58,109,.45);
  box-shadow: 0 0 0 6px rgba(11,58,109,.10);
}

.form small{
  display:block;
  margin-top: 10px;
  color: var(--muted);
}

/* ================= FAQ ================= */

.faq{
  max-width: 860px;
  margin: 0 auto;
  display:grid;
  gap: 10px;
}

details{
  background:#fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px 14px;
}

summary{
  cursor:pointer;
  font-weight: 900;
  color:#22364b;
}

details p{
  margin: 10px 0 0;
  color: var(--muted);
  line-height: 1.6;
}

/* ================= FOOTER ================= */

.footer{
  background: linear-gradient(180deg, var(--blue) 0%, var(--blue2) 100%);
  color:#fff;
  padding: 18px 0;
}

.footer__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
  flex-wrap: wrap;
}

.footer__links{
  display:flex;
  gap:10px;
  opacity:.9;
}

.footer__links a{
  text-decoration: underline;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 980px){

  .hero{
    min-height: 560px;
  }

  .hero__content{
    padding-left: 0;
    text-align:center;
    margin: 0 auto;
  }

  .hero__actions{
    justify-content:center;
  }

  .steps{
    grid-template-columns: 1fr;
  }

  .testimonials{
    grid-template-columns: 1fr;
  }

  .blog{
    grid-template-columns: 1fr;
  }

  .form__grid{
    grid-template-columns: 1fr;
  }
}

@media (max-width: 780px){

  .navToggle{ display:block; }

  .nav{
    position:absolute;
    right:20px;
    top: 68px;
    width: min(360px, calc(100% - 40px));
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 10px;
    display:none;
    flex-direction: column;
    align-items: stretch;
    box-shadow: var(--shadow);
  }

  .nav.open{
    display:flex;
  }
}

/* ================= SEÇÃO: Seguro de Vida (nova) ================= */

.sv{
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 22px;
  align-items: center;
}

.sv__title{
  margin: 0 0 10px;
  font-size: clamp(28px, 2.4vw, 36px);
  color: var(--blue);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.sv__lead{
  margin: 0 50 50px;
  color: #2b3b4f;
  line-height: 1.7;
  max-width: 62ch;
  font-size: 18px;
}

.btn--lg{
  padding: 14px 18px;
  border-radius: 14px;
  font-size: 16px;
}

.sv__micro{
  margin: 25px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 14px;
}

.sv__support{
  margin: 30px 0 0;
  color: #2b3b4f;
  line-height: 1.7;
  max-width: 62ch;
  font-size: 18px;
}

.sv__support strong{
  color: var(--blue);
}

.sv__cards .steps{
  /* nessa seção, cards ficam em 1 coluna no desktop pra parecer bloco “premium” */
  grid-template-columns: 1fr;
  text-align: center;
}

.sv__cards .step{
  padding: 18px 18px;
}

.sv__cards .step__icon{
  margin: 0 auto 12px; /* alinha no canto */
}

/* responsivo */
@media (max-width: 980px){
  .sv{
    grid-template-columns: 1fr;
  }

  .sv__title,
  .sv__lead,
  .sv__micro,
  .sv__support{
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  .sv__copy .btn{
    display: inline-flex;
    justify-content: center;
  }

  .sv__cards .steps{
    text-align: center;
  }

  .sv__cards .step__icon{
    margin: 0 auto 12px;
  }
}

/* ================= Separação entre seções ================= */

/* dá mais “respiro” geral entre blocos */
.section{
  padding: 84px 0; /* era 64px; aumenta a separação */
}

/* faz as seções soft parecerem um bloco separado */
.section--soft{
  background: linear-gradient(180deg, #f6f9ff 0%, var(--soft) 100%);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

/* opcional: um divisor sutil entre seções (quando uma vem após a outra) */
.section + .section{
  border-top: 1px solid rgba(230,237,246,.65);
}

/* ================= Doenças Graves (layout diferente, central) ================= */

.dgLite{
  /* BG mais claro pra diferenciar */
  background: linear-gradient(180deg, #fbfcff 0%, #f4f7ff 100%);
  border-top: 1px solid rgba(230,237,246,.9);
  border-bottom: 1px solid rgba(230,237,246,.9);
}

.dgH{
  text-align: center;
  max-width: 920px;
  margin: 0 auto 26px;
}

.dgH__title{
  margin: 0 0 10px;
  font-size: clamp(26px, 2.6vw, 38px);
  color: var(--blue);
  line-height: 1.12;
  letter-spacing: -0.02em;
}

.dgH__lead{
  margin: 0 auto 14px;
  color: #2b3b4f;
  line-height: 1.75;
  max-width: 70ch;
}

/* lista mais clean, sem “bolona” */
.dgH__list{
  list-style: none;
  padding: 0;
  margin: 0 auto 16px;
  max-width: 76ch;
  display: grid;
  gap: 10px;
  color: #2b3b4f;
  line-height: 1.7;
}

.dgH__list li{
  position: relative;
  padding-left: 18px;
}

.dgH__list li::before{
  content: "";
  position: absolute;
  left: 0;
  top: 10px;
  width: 8px;
  height: 8px;
  border-radius: 99px;
  background: rgba(11,58,109,.55);
}

/* notas em “chips” */
.dgH__notes{
  display: inline-flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
  margin: 8px 0 14px;
}

.dgH__notes span{
  background: rgba(11,58,109,.06);
  border: 1px solid rgba(11,58,109,.12);
  padding: 10px 12px;
  border-radius: 999px;
  font-weight: 800;
  color: #1f2e40;
}

/* CTA central */
.dgH__cta{
  margin-top: 10px;
}

.dgH__micro{
  margin: 10px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* cards horizontais */
.dgCards{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.dgCards .step{
  text-align: center;
  padding: 20px 18px;
  box-shadow: 0 14px 28px rgba(9,30,66,.08);
}

.dgCards .step__icon{
  margin: 0 auto 12px; /* central */
}

/* rodapé */
.dgFoot{
  text-align: center;
  margin: 18px auto 0;
  max-width: 78ch;
  color: #2b3b4f;
  line-height: 1.7;
}

.dgFoot strong{
  color: var(--blue);
}

/* responsivo */
@media (max-width: 980px){
  .dgCards{
    grid-template-columns: 1fr;
  }

  .dgH{
    margin-bottom: 18px;
  }
}

/* ===== lista clean (substitui bolinhas) ===== */

.dgH__list{ display:none; } /* se ainda existir no HTML antigo, “mata” */

.dgPoints{
  max-width: 78ch;
  margin: 10px auto 16px;
  display: grid;
  gap: 10px;
  text-align: left; /* fica mais clean que centralizar texto longo */
}

.dgPoint{
  display: flex;
  gap: 10px;
  align-items: flex-start;
  padding: 10px 12px;
  border-radius: 14px;
  background: rgba(255,255,255,.65);
  border: 1px solid rgba(230,237,246,.9);
}

.dgPoint__icon{
  width: 22px;
  height: 22px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  flex: 0 0 22px;
  margin-top: 2px;
  background: rgba(11,58,109,.12);
  color: var(--blue);
  font-weight: 900;
  font-size: 13px;
  line-height: 1;
}

.dgPoint span{
  color: #2b3b4f;
  line-height: 1.6;
}

/* no mobile pode voltar a centralizar o bloco inteiro */
@media (max-width: 980px){
  .dgPoints{
    text-align: left;
    padding: 0 2px;
  }
}

/* ================= COBERTURAS (substitui BLOG) ================= */

.coverSection{
  background: #fff;
  border-top: 1px solid rgba(230,237,246,.9);
}

.cover{
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 22px;
  align-items: start;
}

/* imagem do cliente */
.cover__media{
  min-height: 540px;
  border-radius: 22px;
  border: 1px solid var(--line);
  box-shadow: 0 18px 40px rgba(9,30,66,.10);
  background:
    linear-gradient(180deg, rgba(11,58,109,.08) 0%, rgba(11,58,109,.02) 45%, rgba(255,255,255,.0) 100%),
    url("assets/cliente.jpg") center/cover no-repeat;
}

.cover__title{
  margin: 0 0 10px;
  font-size: clamp(26px, 2.4vw, 36px);
  color: var(--blue);
  line-height: 1.12;
  letter-spacing: -0.02em;
}

.cover__lead{
  margin: 0 0 16px;
  color: #2b3b4f;
  line-height: 1.75;
  max-width: 70ch;
}

/* lista de coberturas */
.cover__grid{
  display: grid;
  gap: 12px;
  margin-top: 10px;
}

.covItem{
  display: grid;
  grid-template-columns: 26px 1fr;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 16px;
  border: 1px solid rgba(230,237,246,.95);
  background: rgba(255,255,255,.75);
}

.covIcon{
  width: 22px;
  height: 22px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  margin-top: 2px;
  background: rgba(46,125,50,.14);
  border: 1px solid rgba(46,125,50,.22);
  color: var(--green);
  font-weight: 900;
  font-size: 13px;
  line-height: 1;
}

.covItem strong{
  display: block;
  color: #1f2e40;
  font-weight: 900;
  margin-bottom: 4px;
}

.covItem p{
  margin: 0;
  color: #2b3b4f;
  line-height: 1.65;
}

/* extras */
.cover__extras{
  margin-top: 16px;
  padding: 14px 16px;
  border-radius: 18px;
  background: rgba(11,58,109,.05);
  border: 1px solid rgba(11,58,109,.12);
}

.cover__extras strong{
  display: block;
  margin-bottom: 4px;
  color: #1f2e40;
}

.cover__extras p{
  margin: 0 0 10px;
  color: #2b3b4f;
  line-height: 1.65;
}

.chips{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 10px;
}

.chip{
  display: inline-flex;
  align-items: center;
  padding: 10px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(230,237,246,.95);
  font-weight: 800;
  color: #1f2e40;
}

.cover__note{
  margin: 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* CTA */
.cover__cta{
  margin-top: 16px;
}

.cover__micro{
  margin: 10px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* responsivo */
@media (max-width: 980px){
  .cover{
    grid-template-columns: 1fr;
  }

  .cover__media{
    min-height: 280px;
    order: 2;
  }

  .cover__content{
    order: 1;
  }
}

/* ================= COBERTURAS com BG + overlay ================= */

.coverBg{
  position: relative;
  overflow: hidden;
  padding: 92px 0;
  border-top: 1px solid rgba(230,237,246,.9);
  border-bottom: 1px solid rgba(230,237,246,.9);
}

/* imagem + overlay */
.coverBg__bg{
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(255,255,255,.92) 0%, rgba(255,255,255,.78) 45%, rgba(255,255,255,.92) 100%),
    url("assets/hero.jpg") center/cover no-repeat;
  filter: saturate(1.05);
  transform: scale(1.02);
}

/* mantém conteúdo acima do bg */
.coverBg .container{
  position: relative;
  z-index: 1;
}

/* painel “premium” */
.coverBg__panel{
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(230,237,246,.95);
  border-radius: 24px;
  padding: 34px 34px;
  box-shadow: 0 22px 60px rgba(9,30,66,.12);
  backdrop-filter: blur(10px);
}

/* topo */
.coverBg__head{
  max-width: 980px;
  margin: 0 auto 18px;
  text-align: left;
}

.coverBg__title{
  margin: 0 0 10px;
  font-size: clamp(26px, 2.5vw, 38px);
  color: var(--blue);
  line-height: 1.12;
  letter-spacing: -0.02em;
}

.coverBg__lead{
  margin: 0;
  color: #2b3b4f;
  line-height: 1.75;
  max-width: 72ch;
}

/* lista em 2 colunas (bem clean) */
.coverBg__grid{
  margin-top: 16px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.covRow{
  display: grid;
  grid-template-columns: 26px 1fr;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 16px;
  background: rgba(255,255,255,.85);
  border: 1px solid rgba(230,237,246,.95);
}

.covRow__icon{
  width: 22px;
  height: 22px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  margin-top: 2px;
  background: rgba(46,125,50,.14);
  border: 1px solid rgba(46,125,50,.22);
  color: var(--green);
  font-weight: 900;
  font-size: 13px;
  line-height: 1;
}

.covRow strong{
  display: block;
  margin-bottom: 4px;
  color: #1f2e40;
  font-weight: 900;
}

.covRow p{
  margin: 0;
  color: #2b3b4f;
  line-height: 1.65;
}

/* extras + CTA */
.coverBg__extras{
  margin-top: 18px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 16px;
  align-items: center;
  padding-top: 14px;
  border-top: 1px solid rgba(230,237,246,.95);
}

.coverBg__extras strong{
  display: block;
  color: #1f2e40;
  margin-bottom: 4px;
}

.coverBg__extras p{
  margin: 0 0 10px;
  color: #2b3b4f;
}

.coverBg__chips{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.coverBg__cta{
  text-align: right;
}

.coverBg__micro{
  margin: 10px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* hover sutil */
.covRow{
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.covRow:hover{
  transform: translateY(-2px);
  box-shadow: 0 14px 28px rgba(9,30,66,.10);
  border-color: rgba(11,58,109,.18);
}

/* responsivo */
@media (max-width: 980px){
  .coverBg{
    padding: 72px 0;
  }

  .coverBg__panel{
    padding: 22px 18px;
  }

  .coverBg__head{
    text-align: center;
  }

  .coverBg__lead{
    margin: 0 auto;
  }

  .coverBg__grid{
    grid-template-columns: 1fr;
  }

  .coverBg__extras{
    grid-template-columns: 1fr;
    text-align: center;
  }

  .coverBg__cta{
    text-align: center;
  }

  .coverBg__chips{
    justify-content: center;
  }
}

/* ================= COMO FUNCIONA (dobras 4) ================= */

.how{
  background: #fff;
  border-top: 1px solid rgba(230,237,246,.9);
}

.how__head{
  text-align: center;
  max-width: 880px;
  margin: 0 auto 18px;
}

.how__title{
  margin: 0 0 8px;
  font-size: clamp(26px, 2.4vw, 36px);
  color: var(--blue);
  letter-spacing: -0.02em;
}

.how__lead{
  margin: 0;
  color: var(--muted);
  font-weight: 700;
}

.how__steps{
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-top: 18px;
}

.howCard{
  background: #fff;
  border: 1px solid rgba(230,237,246,.95);
  border-radius: 18px;
  padding: 16px 16px;
  box-shadow: 0 14px 28px rgba(9,30,66,.08);
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 12px;
  align-items: start;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}

.howCard:hover{
  transform: translateY(-2px);
  box-shadow: 0 18px 36px rgba(9,30,66,.12);
  border-color: rgba(11,58,109,.18);
}

.howCard__num{
  width: 44px;
  height: 44px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  font-weight: 900;
  color: #fff;
  background: linear-gradient(135deg, var(--blue), var(--blue2));
}

.howCard h3{
  margin: 2px 0 6px;
  font-size: 16px;
  color: #1f2e40;
}

.howCard p{
  margin: 0;
  color: #2b3b4f;
  line-height: 1.6;
}

.how__cta{
  text-align: center;
  margin-top: 18px;
}

.how__micro{
  margin: 10px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* responsivo */
@media (max-width: 980px){
  .how__steps{
    grid-template-columns: 1fr;
  }
  .howCard{
    grid-template-columns: 44px 1fr;
  }
}


/* ================= AUTORIDADE (dobras 5) ================= */

.trust{
  background: linear-gradient(180deg, #fbfcff 0%, #f4f7ff 100%);
  border-top: 1px solid rgba(230,237,246,.9);
  border-bottom: 1px solid rgba(230,237,246,.9);
}

.trust__wrap{
  background: rgba(255,255,255,.75);
  border: 1px solid rgba(230,237,246,.95);
  border-radius: 24px;
  padding: 30px 28px;
  box-shadow: 0 22px 60px rgba(9,30,66,.10);
  backdrop-filter: blur(8px);
}

.trust__head{
  text-align: center;
  max-width: 920px;
  margin: 0 auto 18px;
}

.trust__title{
  margin: 0 0 10px;
  font-size: clamp(26px, 2.4vw, 36px);
  color: var(--blue);
  letter-spacing: -0.02em;
  line-height: 1.12;
}

.trust__lead{
  margin: 0 auto;
  color: #2b3b4f;
  line-height: 1.75;
  max-width: 78ch;
  text-align: center;
}

.trust__grid{
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.trustCard{
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(230,237,246,.95);
  border-radius: 18px;
  padding: 16px 14px;
  text-align: center;
  box-shadow: 0 14px 28px rgba(9,30,66,.08);
}

.trustCard__kpi{
  font-size: 22px;
  font-weight: 900;
  color: var(--blue);
  letter-spacing: -0.01em;
}

.trustCard__txt{
  margin-top: 6px;
  color: #2b3b4f;
  font-weight: 800;
  font-size: 13px;
}

.trust__footer{
  margin: 16px 0 0;
  text-align: center;
  font-size: 16px;
  color: #1f2e40;
}

.trust__footer strong{
  color: var(--blue);
}

/* responsivo */
@media (max-width: 980px){
  .trust__wrap{
    padding: 22px 18px;
  }
  .trust__head{
    text-align: center;
  }
  .trust__lead{
    margin: 0 auto;
  }
  .trust__grid{
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 560px){
  .trust__grid{
    grid-template-columns: 1fr;
  }
}

/* ================= CTA FINAL (dobras 7) ================= */

.finalCta{
  position: relative;
  padding: 96px 0;
  overflow: hidden;
  border-top: 1px solid rgba(230,237,246,.9);
}

/* fundo com leve textura e contraste */
.finalCta::before{
  content:"";
  position:absolute;
  inset:0;
  background:
    radial-gradient(900px 420px at 15% 30%, rgba(11,58,109,.10) 0%, rgba(11,58,109,0) 60%),
    radial-gradient(760px 420px at 85% 70%, rgba(245,124,0,.10) 0%, rgba(245,124,0,0) 60%),
    linear-gradient(180deg, #fbfcff 0%, #ffffff 45%, #fbfcff 100%);
}

.finalCta .container{
  position: relative;
  z-index: 1;
}

.finalCta__wrap{
  border-radius: 26px;
  padding: 46px 40px;
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(230,237,246,.95);
  box-shadow: 0 28px 80px rgba(9,30,66,.12);
  backdrop-filter: blur(10px);
  text-align: center;
}

.finalCta__title{
  margin: 0 0 10px;
  font-size: clamp(28px, 3vw, 44px);
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: var(--blue);
}

.finalCta__lead{
  margin: 0 auto;
  max-width: 70ch;
  color: #2b3b4f;
  line-height: 1.75;
  font-size: 18px;
}

.finalCta__actions{
  margin-top: 18px;
}

.finalCta__micro{
  margin: 12px 0 0;
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

/* botão maior só para o CTA final */
.btn--xl{
  padding: 14px 24px;
  border-radius: 14px;
  font-size: 15px;
  font-weight: 900;
  box-shadow: 0 14px 26px rgba(9,30,66,.12);
}

/* hover bem “premium” */
.btn--xl:hover{
  transform: translateY(-1px);
}
.btn{
  transition: transform .16s ease, box-shadow .16s ease, opacity .16s ease;
}

@media (max-width: 780px){
  .finalCta{
    padding: 72px 0;
  }
  .finalCta__wrap{
    padding: 28px 18px;
  }
  .finalCta__lead{
    font-size: 16px;
  }
  .btn--xl{
    width: 100%;
  }
}

/* ================= DEPOIMENTOS (destaque) ================= */

.testi{
  position: relative;
  background: #fff; /* diferente do section--soft */
  border-top: 1px solid rgba(230,237,246,.9);
  border-bottom: 1px solid rgba(230,237,246,.9);
  overflow: hidden;
}

/* textura/halo leve pra separar do bloco anterior */
.testi::before{
  content:"";
  position:absolute;
  inset:-120px -120px auto -120px;
  height: 320px;
  background:
    radial-gradient(600px 220px at 50% 50%, rgba(11,58,109,.10) 0%, rgba(11,58,109,0) 65%);
  pointer-events:none;
}

.testi .container{
  position: relative;
  z-index: 1;
}

.testi__head{
  text-align:center;
  max-width: 820px;
  margin: 0 auto 18px;
}

.testi__title{
  margin: 0 0 8px;
  font-size: clamp(24px, 2.4vw, 34px);
  color: var(--blue);
  letter-spacing: -0.02em;
}

.testi__lead{
  margin: 0 auto;
  color: var(--muted);
  line-height: 1.7;
  font-weight: 600;
}

/* grid igual, mas com “peso” maior */
.testi__grid{
  margin-top: 18px;
  gap: 18px;
}

/* vira card de citação (aspas + barra superior) */
.tCard--quote{
  position: relative;
  padding: 20px 18px 18px;
  box-shadow: 0 18px 40px rgba(9,30,66,.08);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}

.tCard--quote::before{
  content:"";
  position:absolute;
  top:0;
  left:0;
  right:0;
  height: 3px;
  background: linear-gradient(90deg, rgba(11,58,109,.85), rgba(245,124,0,.55));
  border-top-left-radius: var(--radius);
  border-top-right-radius: var(--radius);
}

.tCard--quote::after{
  content:"“";
  position:absolute;
  right: 16px;
  top: 12px;
  font-size: 42px;
  line-height: 1;
  color: rgba(11,58,109,.12);
  font-weight: 900;
  pointer-events:none;
}

.tCard--quote:hover{
  transform: translateY(-3px);
  box-shadow: 0 22px 60px rgba(9,30,66,.12);
  border-color: rgba(11,58,109,.22);
}

/* card central “featured” */
.tCard--featured{
  background: linear-gradient(180deg, rgba(11,58,109,.06) 0%, rgba(255,255,255,1) 42%);
  border-color: rgba(11,58,109,.18);
}

.tCard--featured .avatar{
  background: rgba(11,58,109,.12);
  border: 1px solid rgba(11,58,109,.18);
}

/* stars um pouco mais suaves */
.stars{
  letter-spacing: 1.5px;
}

/* responsivo */
@media (max-width: 980px){
  .testi::before{ height: 240px; }
}